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Consumer debt is a major problem, particularly in the UK and US, where debt statistics have been rising for the last two decades at least. Credit card debt is the main source of problems, though personal loans, car loans and home mortgages can also become a problem. The Eliminate Credit Card Debt web site includes many articles that may help consumers take a better approach to their personal finances with home budgeting, using debt consolidation wisely, how to cope with living with bad credit and other issues. There is also information on rebuilding your credit, FICO scores, free credit reports, foreclosures, first and second mortgages, student loans, car repo, home repossession, refinancing and other useful information such as using gas station and department store credit cards to rebuild credit.
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